Financial Literacy Decoded
Do you feel like you didn’t learn enough about personal finance at home or school? Are you concerned with your current financial situation and are looking for ways to improve it? Financial Literacy Decoded was designed for those were not taught financial literacy and for those who just want reinforcement. Whether if you realize it or not, you use financial principles and concepts in your daily life. There are many financial skills you will gain from this book. For example: instead of just working hard to pay bills, you will be taught how to pay yourself too (savings). If you are looking to buy a home, you will learn the importance of having good credit, and what a debt-to- income ratio is. When purchasing a car, it’s good to know the difference between a high interest rate and a low interest rate. If you don’t know where all of your money is going, you will learn how to create a budget that tracks your expenses. Financial Literacy Decoded is a comprehensive financial tool that covers topics such as: budgeting, savings, credit, career choices, homebuying, insurance, taxes, and so much more.
“I wrote Financial Literacy Decoded because I realized everyone was not taught financial skills in the household. I was fortunate to have my grandfather teach me financial literacy when I was a young child. Imagine the impact of having more financial literate households especially in underrepresented and undereducated communities. This book is a way to get the conversation started in the household about proper money management, behavioral finance, and credit.”